Put strategic money management to work for
Discover the keystones of winning investment
To be profitable, investment strategies and portfolios need to be consistently
reviewed, evaluated, and modified to reflect changes in the market.
At Peter Dag & Associates, Inc. our experience has shown the following
components are critical to successful money management:
An in-depth understanding of the business cycles and the economic environment
Portfolio flexibility for secure risk management
Stock selection based on sector analysis and business cycles
Let's review these principles and discuss how Peter Dag & Associates, Inc.
applies them to develop profitable investment strategies and investment advice
Money Management Principle #1: In-depth
understanding of the business cycles and economic environment secures your
The financial experts at Peter Dag & Associates, Inc. constantly monitor
risk changes as the business cycle moves through its various phases. We chart
economic indicators to identify and predict turning points in financial and
business cycles. Depending on the direction and configuration of these
indicators, we anticipate the direction of the stock market, stock sectors,
commodity prices, interest rates, and the dollar. A deep appreciation of these
relationships tells us the direction of risk for each stage of the market
cycle. And our clients benefit from our timely and profitable investment
Money Management Principle #2: Flexible
investment strategies make risk work for you.
We design and implement flexible investment strategies to minimize your risk.
Our objective is to reduce the volatility of your portfolio and to protect it
from losses. A portfolio is a dynamic entity: when risk increases, we reduce
your exposure to the weakest stocks. When risk declines, we increase your
investment in the strongest stocks. Successful investment strategies follow the
business cycle and take advantage of the changing risk of the markets. You'll
see this in the investment advice we give you.
Money Management Principle #3: Select stock
sectors from the strongest areas of the stock market. Select value stocks that
have outperformed the market.
We recommend the strongest stocks in the strongest stock sectors that are likely
to remain attractive because of their value, management performance, and
Peter Dag's strategic thinking makes all the
difference to you and your money.
Investment strategies are like a game of chess. After every move, both players
re-evaluate their scenarios and all the possible moves they could make to win.
This strategy is very different from the mindset of most investors, who tend to
think in terms of 100% buy or 100% sell.
Investment strategies designed to adjust to
As soon as the markets make their moves - and new data becomes available about
the economic and financial environment - Peter Dag & Associates, Inc. goes
to work for you. As in a game of chess, we re-analyze and determine possible
outcomes as a set of potential future scenarios. New scenarios are developed
and ranked by their likelihood of taking place. An investment strategy and
specific investment advice is then developed for the most likely outlook,
keeping in mind, however, that other scenarios may become relevant.
Gradual portfolio changes reduce the volatility
of your portfolio and improve profits.
By making gradual adjustments to your portfolio, you have the flexibility to
adapt more easily to the fluctuations of the financial environment. Our
investment advice for your assets reflects these gradual changes in the
business cycle, economic and financial environment.
Reporting keeps you in control of your money.
You'll receive a "Money Management Report" discussing the business cycle, market
conditions, our investment strategy and investment advice every quarter. It
explains our views, and the risks and opportunities we see ahead. Every time we
make a transaction, you will receive a confirmation statement from the
institution where you have your portfolio. You will also receive a quarterly
statement from Peter Dag & Associates, Inc.
Our clients have their funds with the major brokerage houses. We recommend
brokerage houses that have Internet trading capabilities because commissions
are considerably lower than conventional trading.
Money Management Fees.
The annual money management fee is 0.8% of the value of the assets under
management up to $2,000,000. Annual fees are 0.5% for the next
$2,000,000-$5,000,000. Fees are negotiable for accounts above $5,000,000. Money
management fees are billed and payable at the beginning of each quarter.
Answers to your investment strategies questions
are just a call away.
You can call us anytime to discuss your specific money management and investment
issues and questions. Our toll-free phone number is 800-833-2782.
We are looking forward to having you as one of our valued clients.
Peter Dag & Associates, Inc.